Out to see the bank manager (for a 'financial health check') at around 12.20.
Email at 15.08 to say that he's "Just trying to track down a lost policy... will be back soonish."
15.21 still no sign.
15.41 still no sign.
15.48 finally turned up.
15.49 Picked up mug & went for coffee.
Back from 'coffee break' at 16.20.
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